Budget Planner

Have you ever sat down and worked out your budget? It may give you some surprises as to why their is often more month than money. Try this checklist, it may help.

LIFESTYLE FINANCIAL MANAGEMENT

INDEPENDENT RESIDENTIAL MORTGAGE SPECIALISTS
INCOME  
First persons earnings after tax £
Second persons earnings after tax £
Investment   Income £
Rental   Income £
Other   Income / earnings £
Total   monthly income (after tax) (A) £
EXPENDITURE
Existing   Mortgage / Rent payments £
Food £
Council   Tax £
Gas   / Electricity £
Water   Rates £
House   building / contents insurance £
Car   insurance £
Telephone   / Mobile Phone £
Mortgage   payment protection £
Life   assurances / Personal Pensions £
Endowments   / PEP’s / ISA’s £
Car   Servicing / repairs £
Car   tax / insurance £
Petrol   / Travel / Commuting £
Credit   Cards £
Other   loans / HP payments £
T.V.   Licence / Satellite / Cable £
Regular   savings (Emergency Money) £
Clothing £
Membership   Subscriptions £
Entertainment £
Christmas   / Birthdays £
Holidays £
Other Payments not included above £
Your   total monthly expenditure (B) £
Your   total monthly surplus income (A-B) £

LIFESTYLE FINANCIAL MANAGEMENT  –  Proprietor Brian Samuels Cert PFS

Authorised and regulated by the Financial Conduct  Authority.         

Financial Conduct Authority Registered number: 231318